Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Car Owners Inundate Insurers With Claims After Hurricane Harvey
Auto insurers were already bracing for another bad year when the downpour started in Texas, producing potentially hundreds of thousands of new claims.
“We do know that approximately 100,000 claims have come in” as of Thursday, said Matt Stillwell, manager of governmental and regulatory communications at the Insurance Council of Texas, a trade association. He said the number was expected to climb as high as 500,000.
“It is looking to be a huge impact on the auto insurance market,” he said.
While homeowners’ insurance policies almost always exclude flood damage, comprehensive auto policies do cover flooding. The typical household in Houston has two cars, and Mayor Sylvester Turner urged residents to “hunker down” as Hurricane Harvey made landfall, hoping to avoid a replay of the tie-ups and crashes that killed about 100 people fleeing Hurricane Rita in 2005.
That means few people moved their cars out of harm’s way before the flooding started. Texas drivers are not required to have comprehensive auto insurance — the type that covers flood and other types of damage. People holding only the legally required insurance — liability coverage for damage done to other people’s cars — will not have valid claims, Mr. Stillwell said.
Those who have comprehensive insurance should get a payment based on replacement value minus depreciation, if their car is a total loss.
For insurers, the losses will affect some more than others. The big, household-name auto insurers “have sufficient geographic and product diversification to absorb the losses,” S&P Global Market Intelligence said in a report on the impact of the storm and flooding on various parts of the insurance industry.
But “some of the regional and local players could face significant hits to their earnings, and possibly their capital,” the ratings firm added.
As a possible example, it cited Hochheim Prairie Insurance, a mutual insurer that does business solely in Texas, offering auto insurance and other personal lines. Mutual insurers are owned by their policyholders and do not issue stock in the public markets, so they cannot raise fresh capital by selling new shares.
Pam Lahodney, a vice president of marketing and underwriting at Hochheim, said in an email that it was too early for the company to assess the financial effects of the storm on its business. “At this time, our focus is to provide assistance to those members impacted by Hurricane Harvey,” she said.
State Farm Mutual Automobile Insurance, Allstate Insurance, Farmers Insurance Exchange, National Indemnity Company (an affiliate of Geico), the Progressive Group, and Metropolitan Property and Casualty Insurance (a unit of MetLife) are among the big companies that write a large portion of their auto insurance business in Texas.
Representatives of Allstate, Progressive and MetLife said they were busy dealing with policyholders in the flooded region and it was too early to estimate the magnitude of the disaster.
Many auto insurers have been troubled in recent years by underwriting losses caused by factors unrelated to floods: texting and otherwise distracted drivers who cause accidents; increasingly complicated car components that cost more to repair; more miles driven, thanks to lower gasoline prices; and increasingly severe crashes that are raising the cost of treating the injured.
A few large insurers, including Geico, Allstate and Progressive, have managed to avoid losses on underwriting in recent years. But in March, Fitch Ratings said auto insurers in the aggregate were reporting their weakest performance in 15 years.
State Farm, the nation’s largest property and casualty insurer, is also the leading example of the negative underwriting trend. It reported in February that its 2016 underwriting losses on auto insurance had increased to $7 billion, from $4.4 billion in 2015. Its other lines of business were generally profitable.
State Farm is a mutual insurer, and therefore does not have any shares whose price would swing in response to the news. Nor does it have shareholders to pressure it to turn around its financial performance quickly. Like the other insurers, State Farm seeks to earn investment income that would offset its underwriting losses.
Fitch’s analyst, James B. Auden, said the auto insurers were already increasing their rates last year in response to their rising claim costs. He cited a 7.6 percent annual increase as of February, significantly higher than the overall rate of inflation. But state regulators often limit rate increases in a given year, so more increases are likely.
Mr. Auden said the losses in Texas could drive up rates in the state, but were unlikely to affect insurance premiums elsewhere, because rate-setting is handled state by state.
Kai Pan, an insurance equity analyst at Morgan Stanley, noted that insurance stocks generally decline immediately after a natural disaster, reflecting the possibility of big losses, then bounce back three to six months later “as losses become more defined and rates respond positively.”
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